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	<title>Mortgage Choice</title>
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	<description>The easy way to stay informed about housing, property investment and home loans.</description>
	<lastBuildDate>Fri, 27 Apr 2012 07:19:01 +0000</lastBuildDate>
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		<title>Lifestyle series: Reverse mortgages and putting your home to work in retirement</title>
		<link>http://blog.mortgagechoice.com.au/2012/04/lifestyle-series-reverse-mortgage/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/04/lifestyle-series-reverse-mortgage/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 07:19:01 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Lifestyle series]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[planning for retirement]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1664</guid>
		<description><![CDATA[By Mohammed Azeem, Mortgage Choice in Hornigsea Park When retirement rolls around it’s time to put your feet up and unwind while your home goes to work generating extra cash. Mortgage Choice broker Mohammed Azeem explains how. For many of today’s seniors, who haven’t had the benefit of compulsory superannuation for their entire working life, [...]]]></description>
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		<title>Switching lenders: Is a better rate worth the initial cost?</title>
		<link>http://blog.mortgagechoice.com.au/2012/04/switching-lenders/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/04/switching-lenders/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 23:26:24 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[exist costs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[switching costs]]></category>
		<category><![CDATA[switching lenders]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1624</guid>
		<description><![CDATA[Now is the perfect time to discuss refinancing a little further with borrowers, given the major banks and others have increased their variable home loan rates. Lenders have done this in order to offset the recently increased cost of wholesale funding (the money they receive to supply Australians with their mortgages). Regardless, most people who are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>An Easter treasure hunt of a different kind</title>
		<link>http://blog.mortgagechoice.com.au/2012/03/an-easter-treasure-hunt-of-a-different-kind/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/03/an-easter-treasure-hunt-of-a-different-kind/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 05:42:39 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[Property Investment]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1634</guid>
		<description><![CDATA[April is traditionally a prime time for potential property buyers to hop along to a number of inspections in the hunt for a suitable purchase. If this is your plan, are you well prepared for the new home loan market? Property investment can lead to financial rewards if clever decisions are made upfront. Along with [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Lifestyle Series: Getting hitched, buying a house</title>
		<link>http://blog.mortgagechoice.com.au/2012/03/lifestyle-series-buying-a-house/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/03/lifestyle-series-buying-a-house/#comments</comments>
		<pubDate>Thu, 15 Mar 2012 03:21:10 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Lifestyle series]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[getting married]]></category>
		<category><![CDATA[joint ownership]]></category>
		<category><![CDATA[liefstyle series]]></category>
		<category><![CDATA[marriage]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1649</guid>
		<description><![CDATA[By Aurelio Tenaglia, Mortgage Choice in Parramatta You&#8217;ve set the date, chosen the ring and finalised the guest list. For many couples, the decision to tie the knot coincides with plans to buy a first home. Mortgage Choice broker Aurelio Tenaglia walks us through the key considerations. A first home purchase is one of life’s [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Devil you know or greener pastures?</title>
		<link>http://blog.mortgagechoice.com.au/2012/02/devil-you-know-or-greener-pastures/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/02/devil-you-know-or-greener-pastures/#comments</comments>
		<pubDate>Fri, 24 Feb 2012 03:34:33 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Cash rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[RBA]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[reserve bank]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1590</guid>
		<description><![CDATA[Locking in a fixed interest rate or switching lenders altogether is the great debate now with lenders adjusting their interest rates out of step with the Reserve bank’s cash rate. It may be a good time to consider your options and look for a better deal from different lenders &#8211; not just the big four, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>From our CEO: Are you making the right rate reaction?</title>
		<link>http://blog.mortgagechoice.com.au/2012/02/from-our-ceo-are-you-making-the-right-rate-reaction/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/02/from-our-ceo-are-you-making-the-right-rate-reaction/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 22:24:50 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Cash rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1567</guid>
		<description><![CDATA[The bold decision this month by some lenders to move their home loan interest rates out of step with the Reserve Bank has signalled to borrowers that home loan interest rates could shift at any time, in any direction and by any amount. Borrowers need to be aware of this changed interest rate environment and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lifestyle Series: Empty Nesters</title>
		<link>http://blog.mortgagechoice.com.au/2012/02/lifestyle-series-empty-nesters/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/02/lifestyle-series-empty-nesters/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 06:29:45 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Lifestyle series]]></category>
		<category><![CDATA[Top tips for property & home loans]]></category>
		<category><![CDATA[empty nest]]></category>
		<category><![CDATA[empty nesters]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[planning for retirement]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1524</guid>
		<description><![CDATA[We will be publishing a series of blog posts discussing possible life changing events, how it impacts your finances and most importantly, the biggest commitment you may have – your mortgage. Our posts are contributed by Mortgage Choice brokers covering a number of topics including (in no particular order): Planning for marriage Planning to have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for budgeting, spending and managing your mortgage</title>
		<link>http://blog.mortgagechoice.com.au/2012/01/tips-for-budgeting-spending-and-managing-your-mortgage-2/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/01/tips-for-budgeting-spending-and-managing-your-mortgage-2/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 00:47:26 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[extra repayments]]></category>
		<category><![CDATA[home loan tips]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[paying off mortgage]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1511</guid>
		<description><![CDATA[Becoming a better budgeter, wising up on spending and making the most of any savings can help borrowers master their mortgage and own their home outright sooner. The beginning of the year is an ideal time to set new financial resolutions if your goal is to pay off your mortgage sooner. Challenge yourself to increase your home loan repayments [...]]]></description>
		<wfw:commentRss>http://blog.mortgagechoice.com.au/2012/01/tips-for-budgeting-spending-and-managing-your-mortgage-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Plan your New Year property purchase</title>
		<link>http://blog.mortgagechoice.com.au/2012/01/plan-your-new-year-property-purchase/</link>
		<comments>http://blog.mortgagechoice.com.au/2012/01/plan-your-new-year-property-purchase/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 07:43:35 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Top tips for property & home loans]]></category>
		<category><![CDATA[borrowing capacity]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[home loan pre-approval]]></category>
		<category><![CDATA[home loan repayments]]></category>
		<category><![CDATA[open home]]></category>
		<category><![CDATA[property inspection checklist]]></category>
		<category><![CDATA[property purchase planning]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1484</guid>
		<description><![CDATA[If owing a property is on your checklist for 2012, now’s a good time to start planning. As with any major purchase, the more research and preparation you do, the better chance you have of buying something that&#8217;s right for you. Know your limits Before setting off to find your dream property, it’s best to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Two consecutive rate cuts and what it means for you</title>
		<link>http://blog.mortgagechoice.com.au/2011/12/two-consecutive-rate-cuts-and-what-it-means-for-you/</link>
		<comments>http://blog.mortgagechoice.com.au/2011/12/two-consecutive-rate-cuts-and-what-it-means-for-you/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 01:06:14 +0000</pubDate>
		<dc:creator>Mortgage Choice</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[extra repayments]]></category>
		<category><![CDATA[interest rate cut]]></category>
		<category><![CDATA[mutuals]]></category>
		<category><![CDATA[rate cut]]></category>
		<category><![CDATA[RBA]]></category>

		<guid isPermaLink="false">http://blog.mortgagechoice.com.au/?p=1475</guid>
		<description><![CDATA[Current mortgage holders The RBA’s December rate cut of 25 basis points is the first consecutive rate cut since 2009. If you have a home loan, keep a close eye on you lender to see if they pass on the reduction. While the November rate cut was passed on quickly by the big four banks, [...]]]></description>
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